•  What First-Time Buyers in Portland Need to Know About HOAs, CCRs, and Special Assessments,Kerrie

    What First-Time Buyers in Portland Need to Know About HOAs, CCRs, and Special Assessments

    If you're touring condos or townhomes in Portland right now, here's the direct answer: an HOA (Homeowners Association) is a legal entity that collects monthly dues to maintain shared property, enforces a rulebook called CCRs (Covenants, Conditions, and Restrictions), and can levy special assessments

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  • Portland Home Appraisal: What to Expect, What Can Go Wrong, and How to Handle a Low Appraisal,Kerrie

    Portland Home Appraisal: What to Expect, What Can Go Wrong, and How to Handle a Low Appraisal

    The Anxiety of the Clipboard There is a very specific kind of silence that settles over a household in the days between an accepted offer and an appraisal report landing in an inbox. I have sat with dual-income millennial couples in Hawthorne, watched newly relocated LGBTQ+ families unpacking boxes

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  • What Happens After Your Offer Is Accepted in Portland: A Week-by-Week Timeline,Kerrie

    What Happens After Your Offer Is Accepted in Portland: A Week-by-Week Timeline

    You refreshed your email approximately forty-seven times. You paced the kitchen. You maybe stress-ate an entire sleeve of crackers while your agent was on the phone with the listing agent. And then, finally, the words you had been waiting weeks — or months — to hear: your offer was accepted. For abo

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  • Renting vs. Buying in Portland in 2026: The Real Math for Families,Kerrie

    Renting vs. Buying in Portland in 2026: The Real Math for Families

    It's midnight. You have a spreadsheet open, a cold cup of coffee next to you, and two browser tabs fighting for your attention — one showing a three-bedroom rental in Southeast Portland for $2,600 a month, the other showing a house in the same zip code listed at $519,000. Your partner is asleep. The

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